Terms and Conditions

These Terms and Conditions govern your use of the Flares Pay wallet and payment services. By registering for or using our platform, you agree to comply with these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using Flares Pay, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use our services.

2. User Eligibility

You must be at least 18 years old or the legal age of majority in your jurisdiction to use our platform. By creating an account, you confirm that:

  • All information provided during registration is accurate, complete, and current.

  • You will update your information promptly if it changes.

3. Account Security

You are responsible for maintaining the confidentiality of your login details and all activities under your account. Flares Pay will not be held liable for any loss or damage resulting from unauthorized access due to your failure to safeguard your credentials.

4. Acceptable Use

You agree not to use Flares Pay for any unlawful, fraudulent, or prohibited activities, including but not limited to:

  • Money laundering, financing terrorism, or fraud.

  • Breaching any applicable Nigerian or international law.

  • Attempting to interfere with the security or proper functioning of the platform.

5. Transactions and Fees

  • All transactions are subject to fees, including service charges, processing costs, and payout deductions.

  • Current fee structures are communicated on our platform and may be updated from time to time.

  • Flares Pay reserves the right to adjust fees, provided notice is given before changes take effect.

6. Service Availability

We aim to provide continuous access to our platform but cannot guarantee uninterrupted service. Temporary downtime may occur due to:

  • Scheduled maintenance, or

  • Unforeseen technical or operational issues.

7. Suspension or Termination

We may suspend or terminate your account, with or without prior notice, if we reasonably suspect:

  • Breach of these Terms, or

  • Use of the platform for unlawful purposes.

Upon termination, your right to use the platform ceases immediately, but any legal obligations (such as outstanding fees) remain enforceable.

8. Limitation of Liability

To the maximum extent permitted by law:

  • Flares Pay shall not be liable for indirect, incidental, or consequential damages arising from your use—or inability to use—the platform.

  • Our total liability to you, for any reason, shall not exceed the total fees you have paid to us in the 3 months preceding the claim.

9. Changes to Terms

We may update or revise these Terms from time to time. Any changes will be posted on our platform, and continued use of the service after such updates constitutes acceptance of the revised Terms.

10. Contact Us

If you have questions or concerns regarding these Terms, please contact us:

📧 hello@flaresinc.com
📍 Flares Pay, Nigeria